Checking Accounts

The Northern State Bank offers a variety of checking account options to fit your individual needs including:

Regular Checking

Features

  • Debit and ATM cards
  • 24/7 online banking
  • Mobile banking
  • Bill Pay (for extra monthly fee)
  • Monthly statements with check imaging
  • $100 initial deposit to open your account

Monthly Service Charges

  • Maintain $200 balance in account, or receive a $2 Maintenance fee plus $0.20 per debit
  • Service charges equal maintenance fee plus per debit fee

Interest Checking

Includes all the benefits of a regular checking account, but with variable interest rates.

Features

  • Debit and ATM cards available
  • 24/7 online banking
  • Mobile banking
  • Bill Pay (for extra monthly fee)
  • Monthly statements with check imaging
  • $500 initial deposit to open your account
  • Variable interest rates

Monthly Service Charges

  • Maintain $500 balance in account, or receive a $4 Maintenance fee plus $0.20 per debit
  • Service charges equal maintenance fee plus per debit fee

Senior Checking

Features

  • Debit and ATM cards available
  • 24/7 online banking
  • Mobile banking
  • Bill Pay (for extra monthly fee)
  • Monthly statements with check imaging
  • $500 initial deposit to open your account
  • Must be 60 years or over to qualify
  • Variable interest rates

Monthly Service Charges

  • No minimum balance required
  • No maintenance fees or service charges